YMC

During President Cyril Ramaphosa’s State of the nation address earlier in the year, we challenged Capitec to assist us in our pursuit of educating, inspiring and empowering the youth of South Africa with respect to financial literacy. The bank has risen to the challenge through their foundation. We are proud to announce that we will be hosting an interactive financial literacy event in partnership with the Capitec Foundation during this year’s savings month. The event which will be held in…

In the last couple of weeks, I’ve found myself cringing after seeing a number of tweets relating to money. Misconceptions, myths and false statements that could resurrect the dead like Pastor Lukau. This is what creates the illusion that money is complex and difficult to understand. So for today’s Random Money Monday Rant, I want to address some of these misconceptions. A big salary will solve all your money problems… Uhm, NO! If you are struggling to save anything from…

Duh, so you can experience financial freedom and live your best life! The answer is really that simple and this blog post should probably end here. But, since I am in the mood to preach the financial gospel, hold onto your money bible cause this will be a short money sermon. Let today’s random Monday money rant begin. As a result of a consumption mentality, poor planning, laziness, lack of financial education and wanting to sometimes show people that we…

Lol I read a tweet yesterday that said, “All I need is R1 Million to breathe properly”. I laughed, but realized that when it comes to spiralling debt or achieving a state of financial freedom, you are both the cause and the solution. It is your battle to win or to lose. No financial product, money management book, dodgy Forex trader or advisor is going to solve your money problems. It has to start with YOU! You need to be…