Educate, Inspire and Empower

 

YMC Mission

Inspire a positive culture of savings and investments

Vision

Each Youth money circle event runs for a duration of 3 hours with 4 unique and relatable speakers

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#YOUTH MONEY CIRCLE

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Inspire a positive culture of savings and investments among young South Africans.

Uhm, So What’s the big deal with being financially literate?

Duh, so you can experience financial freedom and live your best life! The answer is really that simple and this blog post should probably end here. But, since I am in the mood to preach the financial gospel, hold onto your money bible cause this will be a short money sermon. Let today’s random Monday money rant begin. As a result of a consumption mentality, poor planning, laziness, lack of financial education and wanting to sometimes show people that we…

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Random Money Monday Rant – You are both the cause and the solution when it comes to your money!

Lol I read a tweet yesterday that said, “All I need is R1 Million to breathe properly”. I laughed, but realized that when it comes to spiralling debt or achieving a state of financial freedom, you are both the cause and the solution. It is your battle to win or to lose. No financial product, money management book, dodgy Forex trader or advisor is going to solve your money problems. It has to start with YOU! You need to be…

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The “B” word – The First step to getting your S%#t together Financially!

Budget People constantly scream from the rafters of social media, that they don’t have any money to save and invest at the end of each month, yet they have never taken the time to draw up a budget. The Liver! Let me point out the very obvious – how is it possible to know with certainty that you don’t have enough money to save, but you have no clue of what your expenses and incomes are? The ex you avoid…

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The Lifestyle adjustment – A trap to avoid!

One of the worst things that you can do, is to get caught up in a lifestyle adjustment – Where your standard of living increases simultaneously with the rise of your income. The trap of earning more to only pay others more. Let me explain. Promotions and raises in income have the tendency to bring about new spending and costs, as most people adjust their lifestyle for the better. Financial institutions will increase your credit limit and give you a…

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