When some young people hear the words “stokvel”, they immediately start thinking of an outdated system used by our grannies to buy groceries, raise funds or bury loved ones. Yet young people harness co-operative financial power all the time. Let me explain. I was recently at a club and watched a group of my peers nervously studying their bill. One of them whipped out their phone and started making calculations. It was Algebra at its best. After the imbizo of calculations
